Microfinance Eligibility Criteria Updated
We have revised our microfinance eligibility guidelines to make loans simpler and more inclusive for low-income families while maintaining responsible lending.
Key updates include clearer document requirements, recognition of informal income sources, and a simplified application for repeat borrowers with a good repayment record. Individual assessment at the branch continues so that every decision reflects each family\u2019s real circumstances.
Families applying for their first loan need CNIC, proof of residence and a short business plan. The full list of requirements has been updated on the Loans page. Our staff at every branch will guide you through the process free of charge.